WCF manages Australian share portfolios for Individuals, Corporates and Self Managed Super Funds. Our unique approach draws on a well-researched and proven set of investment selection criteria and asset allocation models to create a range of model portfolios designed to outperform the market over the long term, while actively minimising risk. Along with the backing of a risk-centric AFS Licensee that oversees our investment activities, and using an industry award winning investment platform, you are assured of complete transparency and a high performance portfolio managed by professionals with a proven track record.
Our performance is measured by our model portfolios. These are hypothetical models that reflect the ideal balance of each asset class and constituent holding in each class based on the related risk profile. The returns published below are indicative only and actual client portfolio’s will differ due to the timing of investments and fees.
Fees are charged monthly in arrears, except transaction fees which are charged at the time of any buys or sells of securities within your portfolio.
Our fee structure reflects our automated systems of wealth management and we believe is relatively inexpensive when compared to other “full service” financial planning providers.
Calculated on the average funds under management over the previous 12 months (charged monthly).
Buy and sell trades are executed on the CommSec Adviser Services platform at their base wholesale brokerage rate of $25 (minimum) or 0.11%, whichever is higher.
We aim to out-perform the related portfolio’s benchmark index (listed below) return over the current finanial year. The relevant benchmark indexes are as follows:
* Published monthly by Lonsec Research Pty Ltd
A performance fee of 20% is applied to any amount above the related FYTD benchmark return. This calculation is performed monthly (based on the accumulating FYTD return) and if applicable the fee will be applied within the first week of the following month. Any under-performance (or negative performance) compared to the benchmark is carried forward to subsequent months to be made up by future returns before a valid fee will be applied. Please see Terms and Conditions in the Investor Brochure for more detail.
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WealthCircles Financial is a corporate authorised representative of AVALONfs Pty Ltd – AFSL# 437518.
All information on this website is presented as General Advice only and not to be taken as any kind of personal financial advice. Please see our disclaimer page for more information on what constitutes General Advice.
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Financial Express Unit Trust Peer Group Multi-Asset Indices
When comparing our client’s portfolio against a benchmark we use the Financial Express (FE) multi-asset benchmarks.
WCF Risk Profile | FE Benchmark | Growth Allocation | FE Definition |
---|---|---|---|
Defensive | FE UT PG Multi-Asset Cautious Index | Maximum 20% growth | Funds which invest a maximum of 20% of assets within Equities and the remainder in a combination of Fixed Interest Securities, Property, Hedge funds and Structured Products and ETFs. |
Conservative | FE UT PG Multi-Asset Moderate Index | Maximum 40% growth | Funds which invest a maximum of 40% of assets within Equities and the remainder in a combination of Fixed Interest Securities, Property, Hedge funds and Structured Products and ETFs. |
Balanced | FE UT PG Multi-Asset Balanced Index | Maximum 60% growth | Funds which invest a maximum of 60% of assets within Equities and the remainder in a combination of Fixed Interest Securities, Property, Hedge funds and Structured Products and ETFs. |
Growth | FE UT PG Multi-Asset Growth Index | Minimum 60% growth | Funds which invest a minimum of 60% of assets within Equities and the remainder in a combination of Fixed Interest Securities, Property, Hedge funds and Structured Products and ETFs. |
High Growth | FE UT PG Multi-Asset Aggressive Index | Minimum 80% growth | Funds which invest a minimum of 80% of assets within Equities and the remainder in a combination of Fixed Interest Securities, Property, Hedge funds and Structured Products and ETFs. |