Privacy Policy

WealthCircles Financial Pty Ltd (corporate authorised representative of AVALONFS Pty Ltd) recognises the importance of privacy and is committed to protecting the privacy of all individuals when handling personal information.

This Privacy Policy explains in an open and transparent manner how WealthCircles Financial Pty Ltd (“WCF”) will collect, hold, use, disclose, protect and otherwise handle your personal information in accordance with the Australian Privacy Principles contained in the Privacy Act 1988 (Cth).

When you provide WCF with personal information you consent to its use, disclosure and handling of your personal information in accordance with this Privacy Policy as amended from time to time. Should you require a copy of this policy it is available for download or we can post you a copy at your request.

Your Personal Information WCF collects and holds

WCF will collect and hold your personal information for the purposes of providing general advice in relation to the financial services and products we recommend to you and to identify who you are in relation to the Anti- Money Laundering Laws.

The kinds of personal information that we may collect and hold include your name, date of birth, tax file number, email address, home address, phone number and bank account details as well as financial information. Where you do not provide us with all or some of your personal information that we request then we may not be able to provide you with our services or th eservices that we are able to provide may be limited in some way.

Electronic data capture

WCF may use cookies, web beacons or similar technologies to collect de-identified information about your visits to our website (“Website”) for the purpose of improving your experience browsing our website. As an example, should you visit our website, WCF may collect information about your operating system, browser type, pages accessed, documents downloaded, any previous visits, any referring website, including dates and times. If you disable cookies in your browsers our website may not operate as it should. 

Our online enquiry form on our Website also collects the personal information you enter. This information is used for the sole purpose of answering your enquiry.

Personal information collected and held

WCF collects your personal information directly from you complete personal data forms and application forms and we may also collect data from the companies you may deal with through us.

Other ways we may collect your personal information includes in person or by telephone, letter, facsimile or email or by other electronic means.

WCF may hold personal information collected in both physical and electronic storage facilities including paper-based files, computer and data servers both onsite and in the cloud.

How WCF uses and discloses personal information

WCF may use and disclose personal information collected and stored to enable us to provide the financial services and products to you and for other related legal purposes.

For example, we may use and/or disclose your personal information to:

1. verify your identity;
2. administer platforms, investments, insurances and other services we provide to you;
3. comply with laws, regulations, rules, directions or requests from WCF’s regulatory bodies and/or other government agencies;
4. comply with WCF’s own internal policies and procedures.

Where it is legal and necessary to do so, WCF may disclose your personal information for the purposes described above to third parties such as our product suppliers, contractors, professional advisers, government agencies and regulators or parties involved in the management of your products and services. These third parties may be in other countries where laws in relation to the processing of personal information are not consistent with the Australian Privacy Principles or the Privacy Act.